Northern Territory's leading Novated Lease specialists

Start saving with a Novated Lease today

  • Get discounts on the car purchase price

  • Save up to $10,000 vs a traditional 5 year car loan

  • Easily convert your existing car loan to a novated lease

  • Flexible Visa card for fuel purchases

Get a Novated Lease Quote

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Why would I consider a Novated Lease?

A Novated Lease is a tax effective form of financing your next vehicle. It allows you to pay for the vehicle and its running costs predominantly from your PRE-TAX income reducing your taxable income and saving you thousands!

Take advantage of Fleet Choice NT’s national fleet buying power and save on your next vehicle purchase today!

How do I save money?

Pay less tax

Your employer will take a generous proportion of your lease payment from your PRE-TAX salary, reducing your taxable income and the amount of tax you pay each pay day.

GST Savings

You don’t pay GST on the purchase price of the vehicle and you save GST on your ongoing running expenses.

This will save you thousands!

Fixed payments

The lease payments are fixed and budgeted for the duration of the lease. This allows the employee to avoid large annual vehicle costs.

Flexible vehicle choice

You can lease any vehicle (new, used or existing) up to 12 years of age. Experience Savings through our buying power!

End of lease profit

At the end of your Novated Lease you will typically sell the vehicle for more than your residual payment.

This profit is not subject to income tax.

Flexible Fleet Choice Visa Card

Fleet Choice's Expense Visa card provides market leading flexibility and convenience to manage your salary packaged expenses.

Novated Lease Vehicle Deals

Our Novated Lease Packages include the following;

  • Repayments

  • Tyres

  • Fuel

  • Servicing

  • Registration

  • Insurance

Subaru Forester 2.5i CVT AWD

Includes $103 per week in running costs

Tax Savings $12,770

Isuzu DMax X-Terrain Auto Dual Cab

Includes $119 per week in running costs

Tax Savings $15,770

Hyundai i30 Manual Hatch

Includes $83 per week in running costs

Tax Savings $10,725

Hyundai Tucson Active 2WD Auto

Includes $95 per week in running costs

Tax Savings $11,720

Toyota Prado GXL Auto

Includes $100 per week in running costs

Tax Savings $14,075

Nissan Navara ST Dual Cab Manual

Includes $89 per week in running costs

Tax Savings $12,395

Mazda 3 Pure Hatch Auto

Includes $79 per week in running costs

Tax Savings $11,030

Mazda CX5 Maxx FWD Auto

Includes $85 per week in running costs

Tax Savings $11,735

Kia Cerato S Hatch Manual

Includes $84 per week in running costs

Tax Savings $11,490

Mitsubishi ASX ES FWD Auto

Includes $94.50 per week in running costs

Tax Savings $12,395

Toyota Rav4 GXL 2WD Auto

Includes $95.50 per week in running costs

Tax Savings $12,295

VW Polo 85TSI Comfortline Auto

Includes $84.50 per week in running costs

Tax Savings $12,340

Hyundai Kona S FWD Auto

Includes $79 per week in running costs

Tax Savings $11,515

Ford Ranger Sport Dual Cab Auto

Includes $116.50 per week in running costs

Tax Savings $17,040

2021 Mazda CX-9 Azami AWD Auto

Includes $110 per week in running costs

Tax Savings $14,365

Mitsubishi Triton GLX Auto

Includes $97 per week in running costs

Tax Savings $13,230

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FAQ

What happens if I change employers or stop working?

Your agreement is fully portable between employers. What was once only available to the public service sector, is now available to every working Australian. If you decide to stop working, you can continue the agreement directly with the financier or potentially transfer to a family member or associate.

What happens if I don't spend all of my deductions?

Any unspent provisions can be withdrawn via your payroll at any time throughout the term. Surplus at the end can be rolled into your new vehicle, if you wish to upgrade.

Do I own the car and who can drive it?

You are the registered and insured owner of the vehicle therefore the decision of who drives it is entirely yours!

Can I lease more than one vehicle?

Yes you may lease more than one vehicle for you and your family members.

Will FBT (Fringe Benefits Tax) apply?

Fringe Benefits Tax does not apply to a novated lease.

Do I require a large income to benefit?

No, as long as you pay tax, you will benefit.

Do you have to drive the vehicle for work?

No the vehicle can be driven entirely for personal travel.

What happens at the end of the term?

  • Upgrade your vehicle - You can upgrade your vehicle by trading in or selling your existing vehicle, keeping any profits tax free
  • Extend your current package for another term - You can re-lease your existing residual which allows you to continue to receive your income tax and GST savings on the same vehicle
  • Payout the remaining residual
  • Own the vehicle outright with Residual - You can purchase the vehicle outright by paying the residual amount owing on the finance.

Proud NT Locals, supporting local community organisations

Northern Territory's Leading Novated Lease Specialists

See what Fleet Choice NT can do for you today. Simply hit the button and send us an enquiry to get started.

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